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研究生: 柯博凱
Kranz, Patrick
論文名稱: 台灣汽車公司提供商用車金融商品可行性之研究
Feasibility Study on the Possibility of CarCompany Financial Services to offer Commercial Vehicle Finance Products in Taiwan
指導教授: 劉助
Liu, James
學位類別: 碩士
Master
系所名稱: 商學院 - 國際經營管理英語碩士學位學程(IMBA)
International MBA Program College of Commerce(IMBA)
論文出版年: 2016
畢業學年度: 105
語文別: 英文
論文頁數: 64
中文關鍵詞: 可行性研究商用車輛財務模型市場進入策略
外文關鍵詞: Feasibility study, Commercial vehicles, Financial modelling, Market entry
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  • This thesis investigates whether CarCompanyParent Financial Services can develop a realistic business case to start offering financial services products for CarCompanyParent Trucks in Taiwan. As a first step, the commercial vehicle market and its associated finance market was studied. Main insights include that the Light Duty Truck (LDT) segment is retail driven, meaning that the financing decision is usually made at the dealership. The Medium and Heavy Duty (MDT/HDT) segments, on the other hand, are direct sales markets. Based on this market intelligence, two business models were derived. The first model covers all segments, and hence requires cooperation with a local partner in order to gain access to retail channel. The alternative model would only target MDT and HDT segments, and hence be feasible without any collaboration. A financial simulation of both models revealed that only the cooperation model is financially and strategically viable.

    1. Introduction 1
    2. Taiwan, Commercial Vehicles and CarCompanyParent 3
    2.1. Economic and Institutional Environment in Taiwan 3
    2.2. Commercial Vehicles 5
    2.2.1. Market Segments in Commercial Vehicles 6
    2.2.1.1. Regulatory Background related to Commercial Vehicle Market Segments in Taiwan 6
    2.2.2. Overview of the Commercial Vehicle Market in Taiwan 7
    2.3. CarCompanyParent and CarCompanyParent Trucks 10
    2.3.1. CarCompanyParent Trucks in Taiwan 13
    2.3.2. CarCompanyParent Trucks Wholesale Structure in Taiwan – Present and Future 15
    2.4. Commercial Vehicle Finance Market in Taiwan 17
    2.4.1. Market Players and Associated Credit Risk Classes 18
    2.4.2. Segments in the Finance Market for Commercial Vehicles 19
    3. CarCompanyParent Financial Services Value Proposition 24
    3.1. Global Resources & Innovation 25
    3.1.1. Experts and Experience 25
    3.1.2. Mature Systems and Innovation 26
    3.2. Dealer and Customer Dedication 26
    3.2.1. Brand Specific Marketing and Communication 27
    3.2.2. Sales-Focused Financial Solutions 27
    3.3. CarCompanyParent Synergies 28
    3.3.1. Compliance and Integrity 28
    3.3.2. Shared Strategy “One Team, One Dream” 28
    4. Business Approaches and Financial Simulation 30
    4.1. Entry Modes for the Truck Finance Market in Taiwan 30
    4.2. Independent Model 31
    4.2.1. Financial Simulation 32
    4.2.2. Discussion 47
    4.3. Cooperation Model 47
    4.3.1. Financial Simulation 49
    4.3.2. Discussion 58
    5. Conclusion 59
    Reference 62

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