本研究透過專利分析探討金融科技創新多樣性對金融機構績效的影響。研究分析專利多樣性的三個維度：分離度(技術創新程度)、多樣性(技術應用領域)及差異性(使用技術差異)，並探討企業的經營策略(防禦者、分析者、探索者)如何調節這些關係。基於2012年至2024年的資料，研究旨在檢視專利多樣性各維度對金融機構績效的影響，以及其與不同策略的互動關係。研究結果有助於了解金融企業如何優化其技術創新組合，為正在進行數位轉型的金融產業提供重要的見解。

This study examines how diversity in FinTech innovation affects the performance of financial institutions through patent analysis. The research analyzes three dimensions of patent diversity: separation (technology novelty), variety (technology application), and disparity (enabling technology), while investigating how firms' strategic orientations (defender, analyzer, or prospector) moderate these relationships. Based on data from 2012 to 2024, the study examines the varying impacts of each dimension of patent diversity on firm performance and their interaction with different strategic orientations. The findings contribute to understanding how financial institutions can optimize their technological innovation portfolios, providing valuable insights for organizations navigating digital transformation.

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