| 研究生: |
馬芸琇 Mayssi Lissethe Salazar Granados |
|---|---|
| 論文名稱: |
尼加拉瓜文化與金融教育 Nicaragua culture and financial education |
| 指導教授: |
蔡政憲
Tsai, Jason |
| 口試委員: |
陳春龍
Chen, Samuel 黃孝慈 Huang, Hsiao-Tzu |
| 學位類別: |
碩士
Master |
| 系所名稱: |
商學院 - 國際經營管理英語碩士學位學程(IMBA) International MBA Program College of Commerce(IMBA) |
| 論文出版年: | 2019 |
| 畢業學年度: | 108 |
| 語文別: | 英文 |
| 論文頁數: | 95 |
| 中文關鍵詞: | 金融教育 、財務行為 、金融普惠 、金融產品 |
| 外文關鍵詞: | Financial education, Financial behavior, Financial inclusion, Financial products |
| DOI URL: | http://doi.org/10.6814/NCCU201901307 |
| 相關次數: | 點閱:80 下載:0 |
| 分享至: |
| 查詢本校圖書館目錄 查詢臺灣博碩士論文知識加值系統 勘誤回報 |
This research is based on the diagnostic function that was applied to the questionnaire to determine the level of education and financial culture of Nicaraguan people. The questionnaire is structured in four sections: General Information, Financial Education, Financial Behavior, and Financial Inclusion. The results show that, the levels of education and financial culture of the respondents are between low and medium. We further compare Nicaragua's position with other Central American countries in this matter, and find that Nicaragua is relatively weak.
1. Introduction 1
1.1. Motivation 1
1.2. Significance of the Study 2
1.3. Statement of the Problem 2
1.4. Objectives 3
2. Related Literature and Studies 5
2.1. Financial Education 5
A. Concepts 5
B. Latin America and the Caribbean 6
C. Financial education in Nicaragua 8
2.2. Financial Cultural Behavior 13
A. Concepts 13
B. Nicaragua and other Latin America countries 15
2.3. Financial Inclusion 17
A. Concepts 17
B. Nicaragua and other Central American countries 19
C. Public and Private Politics Related to the Financial Sector in the Central American region 22
3. Methodology 34
3.1. Methods 34
3.2. Investigation types 34
A. Quantitative 34
B. Qualitative 34
3.3. Research instruments 34
A. Questionnaire 34
A. Literature 35
3.4. Research design 35
A. The questionnaire 35
3.5. Data 50
A. Data gathering procedure 50
B. Data processing procedure and statistical treatment of data 50
4. Results 51
4.1. Analysis and interpretation of data 51
5. Discussions 86
5.1. Summary of findings 86
6. Conclusions and Recommendations 90
6.1. Conclusions 90
6.2. Recommendations 91
References 93
BAC. (n.d.). Educación Financiera para nuestros públicos de interés [Financial Education for the Family]. Retrived from https://www.baccredomatic.com/es-ni/nuestra-empresa/educacion-financiera-para-nuestros-publicos-de-interes
BDF. (n.d.). Banca de Personas. Retrieved from https://www.bdfnet.com/personas/default.aspx
ComunicarSe. (2019). El Ministerio de Economía y Finanzas de Panamá presentó estrategia de inclusión financiera. Retrieved from https://www.comunicarseweb.com/noticia/el-ministerio-de-economia-y-finanzas-de-panama-presento-estrategia-de-inclusion-financiera
Federal Reserve System. (2019). Federal Reserve Board issues Report on the Economic Well-Being of U.S. Households. Retrieved from https://www.federalreserve.gov/newsevents/pressreleases/other20190523b.htm
Ficohsa. (n.d.). Programa de Educación Financiera. Retrieved from https://www.ficohsa.com/logros/programa-educacion-financiera/
Foundation, I. D. (n.d.). Behavioral Economics.
France24. (2019). Extreme poverty rises again in Latin America. Retrieved from https://www.france24.com/en/20190115-extreme-poverty-rises-again-latin-america
Gardeva, A. (2010). A Vision for Full Financial Inclusion. Center for Financial Inclusion .
Group, W. B. (2017). The Global Findex Database 2017, Measuring Financial Inclusion and Fintech Revolution.
Grupo LAFISE BANCENTRO. (n.d.). Blog. Retrieved from https://www.lafise.com/noticias/blog/category/consejos-lafise
IDB, I.-A. D. Saving for Development.
Ideas 42. (n.d.). The Power of Choices: Applying Behavioral Economics to Financial Services Part 1. Retrieved from https://www.ideas42.org/blog/power-choices-applying-behavioral-economics-financial-services-part-1/
Inter-American Development Bank. (n.d.). The Surprising Impact of Teaching Financial Literacy in Schools.
Investicopedia. (2019). Financial Inclusion. Investicopedia . Retrieved from https://www.investopedia.com/terms/f/financial-inclusion.asp
Latina, D. B. (2013). La Educación Financiera en América Latina y el Caribe (Financial Education in Latin America and the Caribbean).
OECD. (2005). Recommendation on Principles and Good Practices for Financial .
Studies, C. f. (2013). Financial Education and Inclusion in Latin America and the Caribbean. Mexico: Editorial coordination by Gerencia de Servicios de Información, CEMLA.
Taboada, R. (2016). International Financial Law Review, IFLR .
The World Bank. (2017). A Financial Education Strategy for the Different Stages of Life. Retrieved from https://www.worldbank.org/en/news/feature/2017/07/26/una-estrategia-de-educacion-financiera-para-las-distintas-etapas-de-la-vida
The World Bank. (2018). Indicators.
The Zamora Teran Foundation. (n.d.). The Zamora Teran Foundation. Retrieved from https://fundacionzt.org/en/who-we-are/
Unit, T. E. (2018). Global Microscope 2018, The Enabling Environment for Financial Inclusion .
Week, Global Money. (n.d.). Nicaragua Global Money Week. Retrieved from https://www.globalmoneyweek.org/countries/99-nicaragua.html
此全文未授權公開