1、中文部分
1 .王玉章(民75)，「信用綜合評估方法概述」，審計季刊，7月pp.8-16。
2 .何太山(民66)，運用區別分析建立商業的放款信用評份制度，政治大學企業管理研究所碩士論文。
3 .李惠民(民73)，中小企業信用風險評估模式之研究，淡江大學管理科學研究所碩士論文。
4.林春陽(民68)，「合作金庫試行信用評等簡介」，今日合庫，第5卷，第12期，pp.73-83。
5 .林煜宗(民77)，「本國銀行與外商銀行徵信問題之比較研究」，台北市銀月刊，第221期，pp.33-38 。
6.周詩添(民67)，企業授信險評估模式之研究，淡江大學管理科學研究所碩論文。
7 .徐健進(民74)，銀行放款信用評等模式之研究，政治大學企業管理研究所碩士論文。
8.留敬中(民75)，台灣地區紡織工業授信風險評估模式之研究，淡江大學管理科學研究所碩士論文。
9 .陳紹興(民73)，「漫談信用評等」，國民金融，第7卷，第6 期，pp . 16- 22。
10. 陳敬忠(民75)，「美國的『信用評等』」，彰銀資料，第35卷，第9 期. pp.39-54。
11. 黃小玉(民77)，銀行放款信用評估模式之研究--最佳模式之選擇，淡江大學管理科學研究所碩士論文。
12. 趙玉梅(民79)，在羅吉斯迴歸模型之殘差分析研究，國立政治大學統計研究所碩士論文。
13. 賴耀群(民66)，銀行放款信用之研究，淡江大學管理科學研究所碩士論文。

2、英文部份
1. Aitchison, J. and ?S ilvey, S. D. (1957), "The Generalization of Probit Analysis to the Case of Multiple Responses", Bjometrika,Vol.44, pp.131-140.
2. Altaman, E.I. (1968), "Financial Ratios, Discriminant Analysis and the Prediction of Corporate Bankruptcy ". Journal of Finance, Vol.23, pp.589-609.
3. Ashford. J.R. (1959), "An Approach to the Analysis of Data for Semi-Quantal Responses in Biology Response", Biometrics. Vol.1S. pp~573-581.
4. Beaver. W.H. (1966), Financial Ratios as Predictor of Failure", Journal of Accounting Research: Empjrical Research in Accounting - Selected Studies, pp.71-111.
5. Berkson, J. (1944), "Application of the Logistic function to Bioassay", Journal of American Statistical Association, Vol.39, pp.357-365.
6. Chesser, D.L. (1974), "Prediction Loan Noncompliance ", Journal of Commercial Bank Lending, Vol.56, no.8 , pp.28-38.
7. Collins, R.A. and Green, R.D. (1982), "Statistical Methods for Bankruptcy Forecasting", Journal of Economics and Business, Vol.34, pp.34S-354.
8. Efron, B. (1975), "The Efficiency of Logistic Regression Compared to Normal Discriminant Function Analysis", Journal of the American Statistical Association, Vol. 7 0, pp. 892 - 898.
9. Freeman, D.H., Jr. (1987), Applied Categorical Data Analysis, New York: Marcel Dekker, Inc ..
10. Harrell, F.E. and Lee, K.L.(1985), "A Comparison of the Discrimination of Discriminant Analysis and Logistic Regression under Multivariate Normality", in Biostatistics: Statistics in Biomedical, Public Health and Environmental Sciences; Sen, P.K. ed., Amsterdam: Elsevier.
11. Hauck, W.W. and Donner, A.(1977), "Wald's Test as Applied to Hypothesis in Logit Analysis", Journal of the American Statistical Association, Vol.72, pp.851-853.
12. Hosmer, D.W., Jr. and Lemeshow, S. (1989), Applied Logistic Regression, New York: John Wiley & Sons, Inc ..
13. Ingram, J.F. and Frazier, E.L. (1982), "Alternative Multivariate Tests in Limited Dependent Variable Models: An Empirical Assessment", Journal of Financial and Quantitative Analysis, Vol.17, pp.227-240.
14. Jennings, D.E. (1986a), "Outliers and Residual Distributions in Logistic Regression", Journal of the American Statistical Association, Vol.8!, pp.987- 990 .
15. Jennings, D.E:(1986b), "Judging Inference Adequency in Logistic Regression", Journal of the American StatisticalAssociatjon, Vol.81, pp.471-476.
16. Kim, J.S., Tokuhata, G.K., and Bratz, J.R. (1985),"Comparison of Multivariate Regression Analysis Between Logistic Model and the Least Square Model Using SAS software", SAS Useres Groyp International Conference Proceedings, pp.1109-1112.
17. Landwehr, J.M., Pregibon, D., and Shoemaker, A.C. (1984), "Graphical Methods for Assessing Logistic Regression Models", Journal of the American Statistical Association, Vo1.79, pp.318-327.
18. Lo, A.W.(1986), "Logit Versus Discriminant Analysis - A Specification Test and Application to Corporate Bankruptcies", Journal of Econometrics, Vol.31, pp.151-178.
19. Ohlson, J.A.(1980), "Financial Ratios and the Probabilistic Prediction of Bankruptcy", Journal of Accounting Research, Vol.lB, pp.l09-131.
20. Pregibon, D. (1981), "Logistic Regression Diagnostics ", Annuals of Statistics. Vol.9, pp.705-724.
21. Press, S.J. and Wilson, S.(1978), "Choosing Between Logistic Regression and Discriminant Analysis", Journal of the American Statistical Association. Vol.73, pp.699-705.
22. SAS Technical Report P-200(1990), SAS Institute Inc., Cary, N. C., p.p. 175- 230 .
23. Truett, J., Cornfield, J., and Kannel, W. (1967), "A Multivariate Analysis of the Risk of Coronary Heart Disease in Framingham", Journal of Chronic Diseases. Vol.20, pp.511-524.
24. Walker, S.H. and Duncan, D.B.(1967), "Estimation of the Probability of an Event as a Function of Several Independent Variables", Biometrika, Vol. 54, pp.167-179.
25. West, C. R . ( 1985), "A Factor - Analytic Approach to Bank Condition", Journal of Banking and. Finance, Vol.9, pp.253-266.
26. Zavgren, C.V. (1985), "Assessing the Vulnerability to Failure of American Industrial Firms: A Logistic Analysis", Journal of Business Finance and Accounting, Vol.12, pp.19-45.